﻿{"id":100949,"date":"2020-09-24T12:05:32","date_gmt":"2020-09-24T10:05:32","guid":{"rendered":"https:\/\/www.ieseg.fr\/?post_type=events&#038;p=100949"},"modified":"2020-09-29T14:23:08","modified_gmt":"2020-09-29T12:23:08","slug":"finance-research-seminar-louis-nguyen","status":"publish","type":"events","link":"https:\/\/www.ieseg.fr\/en\/events\/finance-research-seminar-louis-nguyen\/","title":{"rendered":"Online Finance Research Seminar: &#8220;Same-Sex Marriage Laws and Lending to Same-Sex Couples&#8221; by Louis NGUYEN &#8211; King&#8217;s College"},"content":{"rendered":"<p><img loading=\"lazy\" class=\"aligncenter size-full wp-image-100969\" src=\"https:\/\/www.ieseg.fr\/wp-content\/uploads\/2020\/09\/Vignette-ev\u00e9nements-site-web-research-seminar-2.png\" alt=\"\" width=\"880\" height=\"250\" srcset=\"https:\/\/www.ieseg.fr\/wp-content\/uploads\/2020\/09\/Vignette-ev\u00e9nements-site-web-research-seminar-2.png 880w, https:\/\/www.ieseg.fr\/wp-content\/uploads\/2020\/09\/Vignette-ev\u00e9nements-site-web-research-seminar-2-300x85.png 300w, https:\/\/www.ieseg.fr\/wp-content\/uploads\/2020\/09\/Vignette-ev\u00e9nements-site-web-research-seminar-2-768x218.png 768w, https:\/\/www.ieseg.fr\/wp-content\/uploads\/2020\/09\/Vignette-ev\u00e9nements-site-web-research-seminar-2-150x43.png 150w, https:\/\/www.ieseg.fr\/wp-content\/uploads\/2020\/09\/Vignette-ev\u00e9nements-site-web-research-seminar-2-400x114.png 400w\" sizes=\"(max-width: 880px) 100vw, 880px\" \/><\/p>\n<p style=\"text-align: center;\"><strong>Speaker Duc Duy (Louis) NGUYEN<\/strong><\/p>\n<p style=\"text-align: center;\"><strong>King&#8217;s College London<\/strong><\/p>\n<p style=\"text-align: center;\"><strong>Date and Location &#8211; Thursday October 1st 2020 from 12:30 to 14:00 on ZOOM\u00a0<\/strong><\/p>\n<h4><strong>Abstract:<\/strong><\/h4>\n<p>We use the staggered adoption of same-sex marriage legalization across the U.S. to study its effects on access to credit for same-sex couples. Following the legalization of same-sex marriage, same-sex couples are more likely to be denied mortgage credit compared to opposite-sex couples. Our data do not support opinion backlash as an explanation for the increasing denial gap. Instead, our results suggest a role for information frictions between loan officers and same-sex borrowers as one channel for the disparate treatment of same-sex and opposite-sex applicants. Our findings suggest mortgage lending decisions may not be as automated as widely thought.<\/p>\n<blockquote><p><strong>&gt; Co-authors:<\/strong> Jens Hagendorff &#8211; University of Edinburgh, Duc Duy Nguyen &#8211; King\u2019s College London, Vathunyoo Sila &#8211; University of Edinburgh<br \/>\n<strong>&gt; Keywords:<\/strong> Banks, Mortgages, Same-sex marriage<br \/>\n<strong>&gt; JEL classifications:<\/strong> G21, I28, J15, K36<\/p><\/blockquote>\n<p><a class=\"btn-transparent\" href=\"https:\/\/www.ieseg.fr\/wp-content\/uploads\/2020\/09\/20201001-Louis-Nguyen.pdf\" target=\"_blank\" rel=\"noopener noreferrer\"><strong>Download<\/strong> the abstract<\/a><\/p>\n<p><a class=\"btn-transparent\" href=\"https:\/\/ieseg.zoom.us\/j\/95099708524?from=msft\" target=\"_blank\" rel=\"noopener noreferrer\"><strong>Join<\/strong> the webinar<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Speaker Duc Duy (Louis) NGUYEN King&#8217;s College London Date and Location &#8211; Thursday October 1st 2020 from 12:30 to 14:00 on ZOOM\u00a0 Abstract: We use the staggered adoption of same-sex [&hellip;]<\/p>\n","protected":false},"featured_media":0,"template":"","events-category":[41,66,166],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v19.2 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Online Finance Research Seminar: &quot;Same-Sex Marriage Laws and Lending to Same-Sex Couples&quot; 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