{"id":124717,"date":"2022-02-09T11:12:51","date_gmt":"2022-02-09T10:12:51","guid":{"rendered":"https:\/\/www.ieseg.fr\/?post_type=events&p=124717"},"modified":"2022-02-09T11:12:51","modified_gmt":"2022-02-09T10:12:51","slug":"research-seminar-finance-perrin","status":"publish","type":"events","link":"https:\/\/www.ieseg.fr\/en\/events\/research-seminar-finance-perrin\/","title":{"rendered":"[Research Seminar] Finance: “Girls just wanna have funds? The effect of women-friendly legislation on women-led firms’ access to credit” C. PERRIN – Universit\u00e9 de Strasbourg"},"content":{"rendered":"

\"\"<\/p>\n

Speaker: Caroline PERRIN
\n<\/strong>Universit\u00e9 de Strasbourg<\/p>\n

Co-authored with J\u00e9r\u00e9mie BERTRAND (IESEG\/LEM)<\/em><\/p>\n

Date and Location – Thursday February 10th 2022 from 13:40 to 15:10
\nin P400 (Paris Campus) and in E033 (Lille campus – on Zoom)\u00a0<\/strong><\/p>\n

<\/p>\n

<\/p>\n

—————————————–<\/p>\n

ABSTRACT<\/h2>\n

Does a women-friendly legal environment really help women overcome discrimination in credit markets?<\/p>\n

By examining antidiscrimination laws and their implications for women-led businesses’ access to credit in 124 countries, the current study differentiates an effect on discouragement (i.e., not asking for credit when they need it, demand-side) and an effect on the probability that they obtain credit (supply-side).<\/p>\n

Legal protections are associated with lower women-led firms\u2019 discouragement, but they do not attain more credit. This effect is notable with regard to emotional discouragement and prevails among smaller firms; the supply-side effect also vanishes in Muslim-majority countries.<\/p>\n

Finally, enforcement efforts dramatically amplify the effect of women-friendly laws on self-restrictions in terms of credit and enable women to access more credit. These results are robust to several tests.<\/p>\n

Keywords:<\/strong> banking, gender, access to credit, borrower discouragement.<\/em><\/p>\n

More<\/strong> Info<\/a>
\nJoin<\/strong> the webinar<\/a><\/div>\n","protected":false},"excerpt":{"rendered":"

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